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For Sale

Signature Collection · Select Tier

2045 Helena Way, Redwood City, CA 94061

For Sale: 2045 Helena Way, Redwood City, CA 94061 listed at $3,950,000 with 4 bedrooms and 3.5 bathrooms (2,982 sq ft). Financing paths shown for this home: Non-QM. Availability and details were last updated recently and are subject to change without notice.

$3,950,000 · Listing courtesy of the listing broker.

Bedrooms4
Bathrooms3.5
Living area2,982 sq ft
Property typesingle-family
Last updated—

The Story

Set in Redwood City, this 4-bedroom 3.5-bath single family offers 2,982 sq ft of living space, Priced at $3,950,000.

Distinctive · Modern · Value

Location

Map available on request — contact the listing agent.

Today's Mortgage Rates

Select purchase or refinance to get started. Sample estimates — nothing here is an approval or a rate quote.

Non-QM — No Tax Returns

Bank-statement qualification. No tax returns required.

Down payment
10% ($395,000)
Loan amount
$3,555,000
Sample rate
6.99%
Min. FICO
740+
Points
0.75%
Principal & interest
$23,628/mo
Tax + insurance (est.)
$4,210/mo
Total payment (est.)
$27,837/mo
Explore financing

DSCR Investor — 1.20x

Qualifies on rental income at 1.20x debt-service coverage.

Down payment
20% ($790,000)
Loan amount
$3,160,000
Sample rate
6.99%
Min. FICO
740+
Points
0.75%
DSCR required
1.20x
Principal & interest
$21,002/mo
Tax + insurance (est.)
$4,210/mo
Total payment (est.)
$25,212/mo
Explore financing

P&L Only

No income verification, no asset verification — profit & loss statement only.

Down payment
20% ($790,000)
Loan amount
$3,160,000
Sample rate
7.5%
Points
0.75%
Principal & interest
$22,095/mo
Tax + insurance (est.)
$4,210/mo
Total payment (est.)
$26,305/mo
Explore financing

Sample payment estimates for illustration only — not a rate quote, approval, or commitment. Property tax estimated at 1.25%/yr and insurance at $95/mo; actual figures vary. Points are closing costs and do not change the monthly payment. Excludes mortgage insurance where applicable. Terms subject to underwriting.

Jumbo & Super Jumbo Programs

Jumbo Bank Statement

Up to $30M+ · No tax returns

  • Bank-statement qualification up to $30 million or more
  • Self-employed and foreign national borrowers welcome
  • Interest-only options to maximize cash flow
  • Underwriting flexibility for complex financials

10% down ($395,000) · P&I $23,628/mo · Total est. $27,837/mo at 6.99% sample rate

Check eligibility

Super Jumbo Portfolio

Up to $35M · Custom structures

  • Customizable loans up to $35 million
  • Asset utilization: use liquid assets to meet DTI requirements
  • Pledged assets: finance up to 90% in lieu of a down payment
  • Unique properties considered; non-resident alien programs
Explore options

Cross-Collateralization

Up to 100% financing

  • Finance up to 100% of a home's value against an additional free-and-clear property
  • Buy-before-you-sell using your existing real estate
  • Mix-and-match income sources: pledged assets and bank statements
Structure my loan

Bridge Seconds

Up to $1M · 55% LTV

  • Second-lien bridge financing up to $1,000,000
  • 55% loan-to-value; higher LTV considered case-by-case
Ask about bridge

Over $35M? Custom Built.

White-glove structuring

  • Every deal written around your balance sheet
  • Portfolio, pledged-asset, and cross-collateral combinations
Write to us

Status timeline

Similar available homes

000 Lakeview Way, Redwood City $1,749,000 · For Sale 934 Wilmington Way, Redwood City $3,888,000 · For Sale 2139 Alameda De Las Pulgas, Redwood City $2,650,000 · For Sale

Get Qualified for This Home

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