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For Sale

Estate Collection · Prestige Tier

51 Valley Rd, Atherton, CA 94027

For Sale: 51 Valley Rd, Atherton, CA 94027 listed at $22,000,000 with 6 bedrooms and 7 bathrooms (7,905 sq ft). Financing paths shown for this home: Non-QM. Availability and details were last updated recently and are subject to change without notice.

$22,000,000 · Listing courtesy of the listing broker.

Bedrooms6
Bathrooms7
Living area7,905 sq ft
Property typesingle-family
Last updated—

The Story

Set in Atherton, this 6-bedroom 7-bath single family offers 7,905 sq ft of living space, Priced at $22,000,000.

Legacy · Land · Privacy

Location

Map available on request — contact the listing agent.

Today's Mortgage Rates

Select purchase or refinance to get started. Sample estimates — nothing here is an approval or a rate quote.

Non-QM — No Tax Returns

Bank-statement qualification. No tax returns required.

Down payment
10% ($2,200,000)
Loan amount
$19,800,000
Sample rate
6.99%
Min. FICO
740+
Points
0.75%
Principal & interest
$131,597/mo
Tax + insurance (est.)
$23,012/mo
Total payment (est.)
$154,609/mo
Explore financing

DSCR Investor — 1.20x

Qualifies on rental income at 1.20x debt-service coverage.

Down payment
20% ($4,400,000)
Loan amount
$17,600,000
Sample rate
6.99%
Min. FICO
740+
Points
0.75%
DSCR required
1.20x
Principal & interest
$116,975/mo
Tax + insurance (est.)
$23,012/mo
Total payment (est.)
$139,987/mo
Explore financing

P&L Only

No income verification, no asset verification — profit & loss statement only.

Down payment
20% ($4,400,000)
Loan amount
$17,600,000
Sample rate
7.5%
Points
0.75%
Principal & interest
$123,062/mo
Tax + insurance (est.)
$23,012/mo
Total payment (est.)
$146,073/mo
Explore financing

Sample payment estimates for illustration only — not a rate quote, approval, or commitment. Property tax estimated at 1.25%/yr and insurance at $95/mo; actual figures vary. Points are closing costs and do not change the monthly payment. Excludes mortgage insurance where applicable. Terms subject to underwriting.

Jumbo & Super Jumbo Programs

Jumbo Bank Statement

Up to $30M+ · No tax returns

  • Bank-statement qualification up to $30 million or more
  • Self-employed and foreign national borrowers welcome
  • Interest-only options to maximize cash flow
  • Underwriting flexibility for complex financials

10% down ($2,200,000) · P&I $131,597/mo · Total est. $154,609/mo at 6.99% sample rate

Check eligibility

Super Jumbo Portfolio

Up to $35M · Custom structures

  • Customizable loans up to $35 million
  • Asset utilization: use liquid assets to meet DTI requirements
  • Pledged assets: finance up to 90% in lieu of a down payment
  • Unique properties considered; non-resident alien programs
Explore options

Cross-Collateralization

Up to 100% financing

  • Finance up to 100% of a home's value against an additional free-and-clear property
  • Buy-before-you-sell using your existing real estate
  • Mix-and-match income sources: pledged assets and bank statements
Structure my loan

Bridge Seconds

Up to $1M · 55% LTV

  • Second-lien bridge financing up to $1,000,000
  • 55% loan-to-value; higher LTV considered case-by-case
Ask about bridge

Over $35M? Custom Built.

White-glove structuring

  • Every deal written around your balance sheet
  • Portfolio, pledged-asset, and cross-collateral combinations
Write to us

Status timeline

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